Homeowners: Insurable Replacement Cost
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If you own a home, you almost certainly purchase Homeowners Insurance to protect your asset. For your policy to work as intended, however, you need to make certain that your home is adequately insured to value. 

Your home has a real estate market value, which is the value when sold, and a taxable value which is set by your local government. Neither of these is relevant to your home’s insurable value, which is the amount required to rebuild your dwelling if it is damaged or destroyed. 

If you are underinsured at the time of loss, you won’t be able to rebuild your home, and you could even suffer a penalty that reduces your claim payment even more.

We believe that knowing more helps you to better protect your financial interests. That’s why we provide comprehensive and competitive insurance programs, plus tools that improve your protection and save you time, money, and effort.

Please see the above links to learn more, and feel free to contact us when we may be of service. Thank you!